Fintech
Payments, lending, and treasury surfaces with the audit posture and reliability the regulated side of the stack demands.
SOFNED — Independent Engineering Practice
Thirteen years shipping fintech, education, automotive, health, travel, and HR platforms — delivered solo or as the technical lead alongside small, deliberate teams.
Selected work
Each project below is a production system in active use — built end-to-end or led from architecture through ship.
Practice
Six domains where I have shipped production systems. The list is deliberately narrow — depth over breadth.
Payments, lending, and treasury surfaces with the audit posture and reliability the regulated side of the stack demands.
Admissions, learning, and institutional platforms designed for long sessions, large catalogs, and durable user trust.
Dealer management, AI shopping agents, and EV marketplace infrastructure — currently shipping across USA, UK, Canada, and the EU.
Patient-facing tools and clinical workflow systems built around the consent, privacy, and accessibility floor health products require.
Booking, itinerary, and experience platforms that hold up to high-conversion landing surfaces and operator backends alike.
Applicant tracking, candidate screening, and recruiter workflow tools — full pipeline from posting to hire.
Capability stack
About
I’m Philip — founder and technical lead of SOFNED. For the last thirteen years I’ve worked as an independent software engineer, often as the only engineer on a project, sometimes as the technical lead alongside small, deliberate teams.
The work spans six industries because the underlying craft transfers. What stays constant is the bias toward shipping — production systems, real users, measurable outcomes — over polished demos.

Engagements
Currently selecting engagements for 2026.
I work with a small number of clients at a time, typically as the technical lead on a single platform. If your team is building something with real stakes, I’d like to hear about it.